Create an online account. Manage your card and gain access to all of the great Walmart MoneyCard features by creating an online account today! By creating an online account, you will be able to use features such as Send Money person to person transfer, Online Bill Pay, MoneyCard Vault and many more. Get Started by clicking "Create Online ... The My Banking Direct High Yield Savings is a tiered rate account. The minimum balance to open the account is $500. If your daily balance is $50,000 or more, the APY is 5.35% and interest rate is 5.22%. If your daily balance is between $10,000.00 and $49,999.99, the APY is 5.35% and interest rate is 5.22%. Keep your money safe. You will never be asked for your Account or PIN number by email or phone. If you are contacted regarding your Account, call the number on the back of your Card. Before you can access your funds, you must activate your Service and create a new PIN. Report a lost or stolen Card immediately so that a new one can be delivered ... Jan 17, 2024 · NR No. 24-01 Contact: Loree Levy/Aubrey Henry 916-654-9029 [email protected] . Payments on new cards will begin after February 15. The Employment Development Department (EDD) is contacting unemployment, disability, and Paid Family Leave customers with timelines and information to assist in the transition from Bank of America debit cards to Money Network prepaid debit cards. Visa Prepaid card is the quick, easy, and secure way to pay online or in-person—24 hours a day, 7 days a week. The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online.Best Prepaid Card for Teenagers: Current. Best for Over 18: American Express Serve. Best Rewards Program: Jassby. Best Virtual Debit Card: Mazoola. Teaching kids about financial responsibility isn't easy. But, if you want to set them on the right path toward financial literacy, it helps to start young.Approval process usually takes 3-5 minutes, but may take an hour. Most issuers post funds within 24 hours. Money in 10 Days: No fee for 10 days delayed funding. 6 Surcharge-free Check cashing is exclusively for Money Network Checks. 7 Fee may be assessed by reload location and may vary from location to location.To set up an online account, go to: https://prepaid.everywherepaycard.com or download the Money Network mobile app to access the cardholder website. Services. Fees. Purchase POS (PIN and Signature purchases) Free. Purchase POS with Cash Back (PIN purchases) Free. ATM Cash Withdrawal In Network 1. $0.00. ATM Cash Withdrawal Out of Network.The card can be used for in-store and online purchases, as well as ATM withdrawals. Visa and Mastercard Prepaid Cards: Cash App accepts prepaid cards issued by Visa and Mastercard. These cards can be obtained from various financial institutions, including banks and credit unions.Manage your money anytime, anywhere with the Money Network Mobile App 2. Piggy Bank. Set aside funds in up to three Piggy Banks for specific purposes. Send Money To Friends. Send money 1 quickly to friends or family. Load Check Funds. Load check funds 5 to your Account 4 by snapping a photo. Budgeting Tools. Prepaid Cards give you the freedom to eat, shop or play at any of the merchants that appear on the front of the card. Simply present your prepaid card for food, merchandise or services at time of payment. The amount of every purchase you make will automatically be deducted from the value on the prepaid card. You are free to use the same prepaid ...Español. Your prepaid card provider is required to tell you whether the monthly fee can be waived. Check to see whether your card waives the fee in some circumstances, like direct deposit for your regular income. You can also shop for a card that doesn’t charge a monthly fee, though some of those cards may charge a transaction fee …Log in at prepaid.everywherepaycard.com to view your balance, transaction history and more. Transfer funds to a personal bank account. One replacement Card per year; If you …mbd.everywherepaycard.com 2or use the Money Network Mobile App to find surcharge-free in-network ATMs near you that carry the AllPoint or MoneyPass brands. If you use an out-of-network ATM, you will incur a fee. Additionally, the out-of-network ATM operator may assess an additional fee. To get cash, simply: 1. Enter your 4-digit PIN 2.Keep your money safe. You will never be asked for your Account or PIN number by email or phone. If you are contacted regarding your Account, call the number on the back of your Card. Activate your Service. Before you can access your funds, you must activate your Service and create a new PIN. Lost or Stolen.Florida Prepaid College Plans are financially guaranteed by the State of Florida, Section 1009.98(7), Florida Statutes. Florida Prepaid College Plans may not cover certain fees imposed by state universities or colleges. Please read the Master Contract carefully. The Florida 529 Savings Plan is not guaranteed and is subject to market conditions.The My Banking Direct High Yield Savings is a tiered rate account. The minimum balance to open the account is $500. If your daily balance is $50,000 or more, the APY is 5.35% and interest rate is 5.22%. If your daily balance is between $10,000.00 and $49,999.99, the APY is 5.35% and interest rate is 5.22%.There are three easy and free 1 ways to access your Money Network Card Account balance information and transaction history: Mobile App: Download the Money Network Mobile App 2 at the App Store ® or on Google Play ™ . Online: Visit us online any time at account.moneynetwork.com . By Phone: Call 1-866-387-5146 toll-free and use our …Prepaid Cards give you the freedom to eat, shop or play at any of the merchants that appear on the front of the card. Simply present your prepaid card for food, merchandise or services at time of payment. The amount of every purchase you make will automatically be deducted from the value on the prepaid card. You are free to use the same prepaid ...Add Card to Apple Pay ®, Samsung Pay ® or Google Pay ™ for contactless payments. Move Money. Transfer to a bank account¹ in the U.S., Mexico and Europe. Card Lock and Unlock. Lock Card to easily disable spend. Account Alerts. Notifications for balance, deposits, withdrawals, and more. Spending Alerts. Notifications when your spending ...16 or 19 Digit Card Number* (enter 16 or 19 digits without spaces or dashes) Password* CancelDownload our App*. The Money Network Mobile App lets you keep track of your money on the go, locate nearby surcharge-free ATMs and set up balance, deposit and withdrawal notifications. Download it from the App Store ® or on Google Play™.FAQ: Prepaid benefits debit card. You can choose to have your benefit payments issued to a convenient and secure prepaid debit card issued by Money Network/My Banking Direct, a service of Flagstar Bank, N.A. Here are answers to common questions about how the card works. For more information, read the FAQ provided by Money Network/My Banking ... ontact ustomer Service by calling 866-892-2835, by mail at 2900 Westside Parkway, Alpharetta, GA 30004, or visit our Website at prepaid.everywherepaycard.com. For general information about prepaid accounts, visit cfpb.gov/prepaid. If you have a complaint about a prepaid account, call the onsumer Financial ProtectionWe would like to show you a description here but the site won’t allow us.Send Text. Read frequently asked questions about the Mastercard ATM locator. Mastercard ATM Locator guides you to the nearest ATM location with just a click. Find ATMs from across the world quickly, easily & securely.To activate your card, contact My Banking Direct toll-free at 888-292-0059 or visit mbd.everywherepaycard.com. You can also: check your balance; ... The prepaid debit cards are valid for approximately six months after you withdraw all the funds from the card (having $0.00 balance). Should you be approved for Temporary Disability, Family Leave ...To create this list, Forbes Advisor analyzed 34 prepaid cards from 28 providers, including a mix of traditional brick-and-mortar banks, online banks, credit unions and fintech companies. We ranked ...Beginning May 18, 2022, the Department of Labor and Training will be switching to a new vendor for payment cards. Claimants who receive their unemployment insurance or temporary disability insurance payments via EPC will receive a new card in the mail, which will be a Money Network Prepaid Visa® Card. Any future benefit payments will be added ... mbd.everywherepaycard.com 2or use the Money Network Mobile App to find surcharge-free in-network ATMs near you that carry the AllPoint or MoneyPass brands. If you use an out-of-network ATM, you will incur a fee. Additionally, the out-of-network ATM operator may assess an additional fee. To get cash, simply: 1. Enter your 4-digit PIN 2. There are three easy and free 1 ways to access your Money Network Card Account balance information and transaction history: Mobile App: Download the Money Network Mobile App 2 at the App Store ® or on Google Play ™ . Online: Visit us online any time at account.moneynetwork.com . By Phone: Call 1-866-387-5146 toll-free and use our automated ... Activate your Service. Call Customer Service at 1-800-903-4698 and follow the prompts to activate your Service andcreate your new PIN.Once this process is complete, you can access your funds and access your Money Network ® Account information online or over the automated telephone system.Manage your money It's convenient Your Account has many uses: to make purchases, access cash, write checks, pay bills and as a budgeting tool to manage your finances. …Our verdict: If considering services from Money Network Financial / EverywherePaycard.com with a critical resolution rate, extra caution is advised. Examine detailed customer feedback to understand the severity and nature of unresolved issues. Be prepared for the possibility of unsatisfactory responses and have contingency plans, …mbd.everywherepaycard.com or use the Money Network Mobile App2 to find surcharge-free in-network ATMs near you that carry the AllPoint or MoneyPass brands. If you use an out-of-network ATM, you will incur a fee. Additionally, the out-of-network ATM operator may assess an additional fee. To get cash, simply: 1. Enter your 4-digit PIN 2.Per transaction and per day (bank limit may be less) ACH Transfer to Domestic Bank. $6,000. Per transaction and per month. Money Network Check Limit. $9,999.99. Per check and per day 1. Additional Disclosures. For security and regulatory reasons, we may further limit the number, type or dollar amount of transactions you may make using your Card ...Money Network Financial / EverywherePaycard.com Customer Support Very Poor 14 Resolved 205 Unresolved 6% of 219 complaints were resolved ...Beginning May 18, 2022, the Department of Labor and Training will be switching to a new vendor for payment cards. Claimants who receive their unemployment insurance or temporary disability insurance payments via EPC will receive a new card in the mail, which will be a Money Network Prepaid Visa® Card. Any future benefit payments will be added ... You will earn cash back of three percent (3%) on qualifying purchases made at Walmart.com and in the Walmart app using your card or your card number, two percent (2%) at Walmart fuel stations, and one percent (1%) on qualifying purchases at Walmart stores in the United States (less returns and credits) posted to your Card during each reward year.May 16, 2022 ... everywherepaycard.com · everywherereward.com · ewebbuilder.com ... firstdata-prepaid.lat · firstdata-smartrouting.com · firstdata-sucks...Load cash. Use Direct Deposit Safe and easy. Use your Account to manage all your money. Set up direct deposit to receive other funds directly on your Account, or add cash to your Account at any Walmart location nationwide. Before you can start using your Service to access your funds, you must activate your Service and create a new PIN. Lost or Stolen. Report lost or stolen Card immediately so that a new one can be delivered to you promptly. Log in to your Money Network® Account by entering in your user ID and password to securely view and manage finances online.Best with No Monthly Fees: Current Visa Debit. Best with No PIN Transaction Fees: PayPal Prepaid Mastercard®. Best with No Signature Transaction Fees: NetSpend® Visa® Prepaid Card. Best with No Reload Fees: NetSpend® Visa® Prepaid Card. Best with No ATM Fees: Serve® American Express® Prepaid Debit Account.To activate your card, contact My Banking Direct toll-free at 888-292-0059 or visit mbd.everywherepaycard.com. You can also: check your balance; transfer funds from your debit card account to your personal savings or checking account; report a lost, stolen, or damaged stolen debit card; change or reset your PIN An account number for My Verizon Prepaid is always the 10-digit telephone number associated with the account. In some accounts, this number may be followed by a dash and the number...Share your load and share the fun with other Globe Prepaid or TM subscribers! Share load securely via Share-A-Load with an optional PIN feature. P1 will be deducted for every successful Share-A-Load transaction. How to share load: Share-A-Load with PIN. Type in amountPIN and send to 2+10-digit Prepaid number of recipient.Send Text. Read frequently asked questions about the Mastercard ATM locator. Mastercard ATM Locator guides you to the nearest ATM location with just a click. Find ATMs from across the world quickly, easily & securely.Welcome to Everywherepaycard Login. It's the easy and convenient way to pay, store and send money with no bank account. Through this login, anyone can open an online wallet that lets them securely transfer money to friends, family or businesses from any device. Plus, they can pay for purchases in stores or online using their Everywherepaycard.Money Network Financial / EverywherePaycard.com Complaints Summary 14 Resolved 206 Unresolved Total complaints: 220. ... 2020, someone logged into my "mypay" account and changed my Navy Federal direct deposit account details to a strange prepaid card account details we traced to Money Network bank in Atlanta, GA, routed …Download our App*. The Money Network Mobile App lets you keep track of your money on the go, locate nearby surcharge-free ATMs and set up balance, deposit and withdrawal notifications. Download it from the App Store ® or on Google Play™.To set-up your USER ID or PASSWORD, login to prepaid.everywherepaycard.com or you may also call MoneyNetwork® Customer Service at 1-866-892-2835. If you forget your PIN, you may also call MoneyNetwork® Customer Service at 1-866-892-2835. Unlike a bank debit card, your Money Network Card is not linked to your bank account. Choose the refill option that works best for you. Sign in with your Xfinity ID and password. Click Refill Now. On the Refill Prepaid Service screen, select the amount of days for the refill. Click Next. Your account status will display on the screen (e.g., Prepaid service has expired). Click Refill Now. Make a payment to refill your Xfinity ... Money Network. https://www.everywherepaycard.com/. money network app from apple ... Money Network Customer Service. https://prepaid.moneynetwork.com/help. If you ...mbd.everywherepaycard.com or use the Money Network Mobile App2 to find surcharge-free in-network ATMs near you that carry the AllPoint or MoneyPass brands. If you use an out-of-network ATM, you will incur a fee. Additionally, the out-of-network ATM operator may assess an additional fee. To get cash, simply: 1. Enter your 4-digit PIN 2.FAQ: Prepaid benefits debit card. You can choose to have your benefit payments issued to a convenient and secure prepaid debit card issued by Money Network/My Banking Direct, a service of Flagstar Bank, N.A. Here are answers to common questions about how the card works. For more information, read the FAQ provided by Money Network/My Banking ...mbd.everywherepaycard.com or use the Money Network Mobile App2 to find surcharge-free in-network ATMs near you that carry the AllPoint or MoneyPass brands. If you use an out-of-network ATM, you will incur a fee. Additionally, the out-of-network ATM operator may assess an additional fee. To get cash, simply: 1. Enter your 4-digit PIN 2.The State Bank eZ-Pay card, a prepaid card issued in Indian Rupees in association with VISA international, is an ideal product for making periodical payments like Salary, Wages, Commission, Scholarship, Old age pension, other Social benefits etc. Payment of salaries to employees, who are located at different places, is generally a difficult proposition for …Sep 1, 2020 · Some prepaid cards allow you to check your balance on the internet if you set up an online account. Usually this service is free. Text message. Some prepaid cards give you the option to receive your account balance through text message free of charge, but you may pay a fee to your cell phone provider for the text messages. ATM The Money Network® Mobile App* is a convenient and secure way to keep track of your money on the go. The App* is available to Money Network Account holders and Secondary Cardholders† (family...Shop everywhere Visa ® Cards are accepted In-store, online or by phone. Make everyday purchases Control your spending Use your Card for everyday purchases like gas or groceries. Access cash Save time Use your Card to pay for a purchase and get cash back at the checkout instead of making a separate stop at an ATM. 16 or 19 Digit Card Number* (enter 16 or 19 digits without spaces or dashes) Password* Cancel Feb 24, 2018 ... Safaricom prepaid. Fibula. Ooviv. Get Out Pass North Florida Promo ... Www.everywherepaycard.com money network. Bear Protection - Wearing A ...Load cash. Use Direct Deposit Safe and easy. Use your Account to manage all your money. Set up direct deposit to receive other funds directly on your Account, or add cash to your Account at any Walmart location nationwide.Feb 2, 2024 · About this app. The Money Network® Mobile App* is a convenient and secure way to keep track of your money on the go. The App* is available to Money Network Account holders and Secondary Cardholders† (family members or dependents 14+ years or older). The App* is free to download and gives you more control of your money with 24/7 access to ... T-Mobile Prepaid Unlimited: Unlimited high-speed data US only. Not available for hotspots and some other data-first devices. Tethering at max 3G speeds unless you add Plus, which includes 10GB of high-speed data. For customers using over 50 GB per month, primary data usage must be on smartphone or tablet.Vanilla Prepaid is a convenient and secure way to shop online or in stores with prepaid cards. You can choose from a variety of card designs and values, and enjoy no fees or expiration dates. Vanilla Prepaid cards are accepted anywhere Visa or …Download our App*. The Money Network Mobile App lets you keep track of your money on the go, locate nearby surcharge-free ATMs and set up balance, deposit and withdrawal notifications. Download it from the App Store ® or on Google Play™. Live Chat with Bollywood celebrity - Star talk prepaid plans; Ad-on benefits like Caller Tunes with Unlimited Song Change; With validity ranges from 10 days to 365 days there is a lot to choose from based on your needs. Read on to discover the best prepaid deals and benefits on Vi (Vodafone Idea) prepaid recharge plans. All SIM Recharge Plans ListFAQ: Prepaid benefits debit card. You can choose to have your benefit payments issued to a convenient and secure prepaid debit card issued by Money Network/My Banking Direct, a service of Flagstar Bank, N.A. Here are answers to common questions about how the card works. For more information, read the FAQ provided by Money Network/My Banking ...Money Network Financial / EverywherePaycard.com Customer Support Very Poor 14 Resolved 205 Unresolved 6% of 219 complaints were resolved ...You will no longer receive paper statements. Dashboard. History Account Activity; Pay Stubs; Spending ReportsAbout this app. The Money Network® Mobile App* is a convenient and secure way to keep track of your money on the go. The App* is available to Money Network Account holders and Secondary Cardholders† (family members or dependents 14+ years or older). The App* is free to download and gives you more control of your money with 24/7 …Sep 30, 2022 · Activate your debit Card¹, set your 4-digit PIN and get your balance by calling 1.800.240.0223. Review your Cardholder Agreement, and Fee Schedule & Transaction Limits. Sign the back of your Middle Class Tax Refund Debit Card. In today’s digital age, buying gifts online has become increasingly popular and convenient. One of the most sought-after gift options is a prepaid Visa gift card, which allows the ...There are three easy and free 1 ways to access your Money Network Card Account balance information and transaction history: Mobile App: Download the Money Network Mobile App 2 at the App Store ® or on Google Play ™ . Online: Visit us online any time at account.moneynetwork.com . By Phone: Call 1-866-387-5146 toll-free and use our …Some prepaid cards allow you to check your balance on the internet if you set up an online account. Usually this service is free. Text message. Some prepaid cards give you the option to receive your account balance through text message free of charge, but you may pay a fee to your cell phone provider for the text messages. ATMTo activate your card, contact My Banking Direct toll-free at 888-292-0059 or visit mbd.everywherepaycard.com. You can also: check your balance; transfer funds from your debit card account to your personal savings or checking account; report a lost, stolen, or damaged stolen debit card; change or reset your PIN Online: View your balance and transaction history online any time at prepaid.everywherepaycard.com. By phone: Call 1-866-892-2835 to hear your balance …The My Banking Direct High Yield Savings is a tiered rate account. The minimum balance to open the account is $500. If your daily balance is $50,000 or more, the APY is 5.35% and interest rate is 5.22%. If your daily balance is between $10,000.00 and $49,999.99, the APY is 5.35% and interest rate is 5.22%.To activate your card, contact My Banking Direct toll-free at 888-292-0059 or visit mbd.everywherepaycard.com. You can also: check your balance; transfer funds from your debit card account to your personal savings or checking account; report a lost, stolen, or damaged stolen debit card; change or reset your PIN Thomas Cook Prepaid Travel Cards. Know. Your Card. Just Received Your Card? Register. Want To Manage Your Card? LOGIN. CUSTOMER SUPPORT.Before you can start using your Service to access your funds, you must activate your Service and create a new PIN. Lost or Stolen. Report lost or stolen Card immediately so that a new one can be delivered to you promptly. Log in to your Money Network® Account by entering in your user ID and password to securely view and manage finances online.Money Network offers a prepaid Visa debit card for in-store and online purchases, plus a Mobile App to track and manage your funds, save, spend and do more with your money. Learn how to get a Money Network card, …Before you can start using your Service to access your funds, you must activate your Service and create a new PIN. Lost or Stolen. Report lost or stolen Card immediately so that a new one can be delivered to you promptly. Log in to your Money Network® Account by entering in your user ID and password to securely view and manage finances online.To activate your card, contact My Banking Direct toll-free at 888-292-0059 or visit mbd.everywherepaycard.com. You can also: check your balance; ... The prepaid debit cards are valid for approximately six months after you withdraw all the funds from the card (having $0.00 balance). Should you be approved for Temporary Disability, Family Leave ...Keep your money safe. You will never be asked for your Account or PIN number by email or phone. If you are contacted regarding your Account, call the number on the back of your Card. Activate your Service. Before you can access your funds, you must activate your Service and create a new PIN. Lost or Stolen.The activation fee for a Vanilla Prepaid Card ranges from $3.95 to $7.95, with the exact fee depending on the amount of the card. The more you load on the card, the more you will pay for the activation fee. Generally, Visa and Mastercard fees are the same. The Vanilla Prepaid Card activation fees for 2024 in Canada are:Google Fi’s Unlimited plan places fifth in the Best Prepaid Plans of 2024. The plan costs $60 per month and includes 22 GB of high-speed data per month. After 22 GB of usage, upload and download ...Keep your money safe. You will never be asked for your Account or PIN number by email or phone. If you are contacted regarding your Account, call the number on the back of your Card. Activate your Service. Before you can access your funds, you must activate your Service and create a new PIN. Lost or Stolen.
Enter your card information. Card Number: The 16 digit number on the front of your card. Security Code: Find this number on the back of your card at the end on the signature panel.. T t downloader
To activate your card, contact My Banking Direct toll-free at 888-292-0059 or visit mbd.everywherepaycard.com. You can also: check your balance; transfer funds from your debit card account to your personal savings or checking account; report a lost, stolen, or damaged stolen debit card; change or reset your PIN T-Mobile Prepaid Unlimited: Unlimited high-speed data US only. Not available for hotspots and some other data-first devices. Tethering at max 3G speeds unless you add Plus, which includes 10GB of high-speed data. For customers using over 50 GB per month, primary data usage must be on smartphone or tablet.Manage Your Account Online | Money Network® You may now create a new password Required* Please create new password that is easy for you to remember. Create a …ePAY has the answer for you. All you need to do is to get your employer to register with ePAY and you are on your way. ePAY will provide you with a spending ceiling which allows you to spend any amount up to that …There are three easy and free 1 ways to access your Money Network Card Account balance information and transaction history: Mobile App: Download the Money Network Mobile App 2 at the App Store ® or on Google Play ™ . Online: Visit us online any time at account.moneynetwork.com . By Phone: Call 1-866-387-5146 toll-free and use our automated ... Beginning May 18, 2022, the Department of Labor and Training will be switching to a new vendor for payment cards. Claimants who receive their unemployment insurance or temporary disability insurance payments via EPC will receive a new card in the mail, which will be a Money Network Prepaid Visa® Card. Any future benefit payments will be added ...3 days ago ... Read full review of Money Network Financial / EverywherePaycard. The ... The all-purpose Visa Prepaid card is a prepaid card that you can use ...Before you can start using your Service to access your funds, you must activate your Service and create a new PIN. Lost or Stolen. Report lost or stolen Card immediately so that a new one can be delivered to you promptly. Log in to your Money Network® Account by entering in your user ID and password to securely view and manage finances online. Visible | Visible Plus| $45/month - The best unlimited data prepaid on a budget. Verizon-owned Visible's entry-level plan may cost just $25, but we think Visible Plus is the way to go. This $45 ...In today’s fast-paced world, it is easy to overlook the small details, such as checking your prepaid balance. However, regularly monitoring your prepaid balance is of utmost import...Jan 16, 2024 · Explore our in-depth guide to Virtual Prepaid Cards. Discover the benefits, uses, and how to choose the right card for your needs. Ideal for both personal and business use, this guide covers everything from Virtual Visa Cards to security features, offering essential insights for managing your finances in the digital age. Important Notice Download our App* The Money Network Mobile App lets you keep track of your money on the go, locate nearby surcharge-free ATMs and set up balance, deposit and withdrawal notifications.The ₹259 is a one-of-a-kind, ‘calendar-month validity’ plan from Jio. It means that irrespective of the number of days in a month, this plan remains valid from the date of recharge (D) in the first month to the date previous to your recharge date (D-1) in the next month. For e.g., if a Jio user recharges on 5 th March, the next recharge ...You will no longer receive paper statements. Dashboard. History Account Activity; Pay Stubs; Spending Reports Money Network Locator. Use the Money Network Locator to search and find locations where you can cash checks for free 1, reload 2 your Card 3 and have access to surcharge-free ATMs for cash withdrawals using your Money Network Card. Free Check Cashing is exclusively for Money Network™ Checks only. Mention you will be cashing a Money Network ... In today’s digital age, buying gifts online has become increasingly popular and convenient. One of the most sought-after gift options is a prepaid Visa gift card, which allows the ....